🚀Infini referral system

Description

1. Anyone can generate a personal referral link through the [Invite] feature to invite others to register and use Infini, thereby earning rewards.

2. Rewards are divided into multiple tiers. Users can move up by either inviting more people to apply for the Infini Card or by having the users they have referred deposit more funds. The higher the level, the higher the commission rate.

3. Currently, rewards are divided into three categories: card activation fee rebates, deposit interest rebates, and spending rebates.

4. Rewards are directly settled into the inviter's Infini account, which can be used to earn yield, make purchases, or withdraw. Calculations and settlements are conducted daily.

Invitation Rewards

Inviters can receive up to three types of rewards from Infini

*The Card Opening Reward and cashback Reward below currently apply only to the Infini Meow card.

A: Card Activation Reward

1. Infini grants card activation fee rebates to users who invite others, based on the number of those invited users who activate their cards.

2. Meanwhile, those invited receive a $3.3 discount on their card activation fee.

3. As soon as an invited user activates their card, the invitation is registered on behalf of the inviter, who then receives a rebate.

4. The rebate ratio is determined by the number of valid invitations and is divided into different categories. Please see the table below.

5. The rebate is calculated based on the discounted card activation fee, with all calculations and settlements processed daily. For example, if the discounted fee is $6.6, the rebate will be calculated on that amount.

Tiers				4
Number of Invitees	0-9	10-29	30-49	>50
Card activation fee rebate ratio	10%	15%	20%	40%

Example:

• Helen has invited 9 people to activate the Infini Card, resulting in a 10% rebate.

• Once Helen’s 10th invitee activates their card, the rebate rises to 15% for all invitations from 10 to 29.

The invitee enjoys a discount on the card activation fee.

Card type	Activation fee	Discount	Activation fee after discount
Infini Meow Card	$9.9	$3.3	$6.6

B: Reward from Earn

1. The inviter’s rebate level is determined by the total deposits made by their invitees.

2. This rebate is drawn from the yield generated by the invitees’ balances within Infini.

3. A portion of these yield earnings is retained as Infini’s protocol revenue, from which rebates are distributed according to the proportions shown in the table below.

4. Rebates are calculated and settled on a daily basis.

Deposit amount	$10,000-$99,999	$100,000-$999,999	≥$1,000,000
Yield rebate ratio	5%	10%	20%

C: Cashback Reward

1. Infini applies a 1% commission fee to each payment transaction.

2. From this commission, 10% is rewarded to the inviter whenever their invitees make a purchase.

3. Currently, there is only one rebate tier for the commission fee, calculated and settled daily.

4. If a transaction is refunded, Infini returns the commission fee, and the corresponding rebate is deducted from the inviter’s next settlement.