Card Types and Usage

Infini offers three types of cards, which have different uses in certain scenarios. Please refer to the table below to see the differences between the cards.

	Lite card	Tech Card	Global Card
Card Types	Mastercard® prepaid debit card	Visa® prepaid debit card	Visa® prepaid debit card
Card Usage	A low-fee virtual card for daily expenses. It can be easily used for Uber, Alipay, PayPal and many more	A virtual card aimed towards subscription payments. It supports X, ChatGPT, OpenAI, and dev tools. It charges $0.50 per transaction for any non-U.S. merchant or non-USD transactions	A low-fee Visa debit card suitable for global payments, supporting Apple Pay, Google Pay, Line Pay and many more
Card Issuance Fee	$9.90	$9.90	$9.90 (Virtual Card)
Consumption Commission	No annual/monthly fee, 0.10% service charge per transaction	No annual/monthly fee, 0.10% service charge per transaction	No annual/monthly fee, 0.10% service charge per transaction
Cross-border Fee	1%-1.5% for each non-USD transaction, Minimum 0.01 USD	1% + 0.50 USD for each non-U.S. merchant or non-USD transactions, Minimum 0.01 USD	1% for each non-U.S. merchant transactions
Third-party Payment
PayPal	✅	✅	✅
Alipay¹	✅	✅	✅
Wechat pay¹	❌	✅	✅
LINE Pay	❌	❌	❌
Venmo	✅	✅	✅
Apple Pay	❌	❌	✅
Google Pay	❌	❌	✅
AI²
Claude AI	✅	✅	❌
Anthropic API	✅	✅	❌
Cursor	✅	✅	✅
Midjourney	✅	✅	✅
DeepL	✅	✅	❌
Poe/Perplexity	✅	✅	✅
Copilot Pro	✅	✅	✅
Dev Tools
AWS	✅	✅	✅
Google Cloud	❌	❌	❌
Notion	✅	✅	✅
Godaddy	✅	✅	✅
Github	✅	✅	✅
Vultr	✅	✅	✅
QuickNode	✅	✅	✅
Railway	✅	✅	✅
X Developer Platform	❌	✅	✅
Facebook Ads	❌	✅	✅
Utilities
Facebook	❌	✅	✅
Telegram	❌	❌	✅
Discord	✅	✅	✅
Amazon	✅	✅	✅
eBay	✅	✅	✅
Shopify	✅	✅	✅
Shopee	❌	❌	❌
Temu	✅	✅	✅
Alibaba	✅	✅	✅
Etsy	✅	✅	✅
Meituan	✅	✅	✅
Booking	✅	✅	✅
Uber⁴	✅	✅	✅
Grab⁴	✅	✅	✅
Entertainment
Netflix	✅	✅	✅
Youtube	✅	✅	✅
Onlyfans	✅	✅	✅

Due to potential changes in policies by Visa/Mastercard/third-party payment tools/merchants, the information in this table is for reference only.

Note 1

• Please note that due to the policies of WeChat Pay and Alipay, when you use the Infini Card to make payments via WeChat Pay or Alipay, an additional 3% fee will be charged if the amount exceeds 200 RMB. This fee is collected by WeChat Pay and Alipay and will apply when using any credit card not issued within the People's Republic of China.

• When you add the Infini Card to Alipay, your card may be locked due to policy reasons. You can apply to unlock it by uploading a picture that includes your Infini Card information. Typically, the unlocking process takes a few hours.

• If Alipay has locked your card, please follow this tutorial to unlock it.

Note 2

When using Infini Card to subscribe to AI tools (such as OpenAI, Claude, etc.), it is your sole responsibility to comply with their internal user policies. Please note that you may be required to provide your billing address within their designated jurisdictions during the subscription process.

• Please avoid upgrading subscriptions with newly registered AI tool accounts, as this may result in payment failures.

• Please ensure that your IP address is from the United States and that you are using a US phone number.

More information

Note 3

When paying for the X premium subscription:

• Please avoid changing your personal information, profile content, or frequently switching login IPs in the days leading up to the payment.

• There is a certain probability of failure when using any debit or credit card to subscribe to X premium, so please try again after 3 days.

More information

Note 4

When you use a transportation app (like Uber), the service provider may pre-authorize your payment method for an amount equal to your estimated trip cost. This is a pre-authorization, not an explicit charge to your card. After completing the trip and the banking settlement process, some funds may be pushed back to your card account.

Example: Uber's explanation of pre-authorization.

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Due to risk control and policy reasons, Infini Card cannot be used by the following types of merchants:

MCC (Merchant Category Code)	Type
4829	Money Transfer
6010	Financial Institutions, Manual Cash Disbursements
6051	Non-Financial Institutions – Foreign Currency, Money Orders, Travelers Cheques, Debt Repayment
7800	Government Owned Lotteries
7801	Internet Gambling
7802	Government Licensed Horse/Dog Racing
7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting
9754	Horse racing, dog racing and non-sport internet gaming
7321	Consumer Credit Reporting Agencies
6012	Financial institutions – merchandise, services and debt repayments
7273	Dating services
9406	Government-owned lottery (specific countries)
6540	POI funding transactions – stored value card purchase/loads
9223	Bail and Bond Payments

Additionally, transactions at merchants classified under 5542 - Automated Fuel Dispensers are considered partial capture transactions. The fuel dispenser must perform an excess authorization (standard amount is 175 USD) because the billing system cannot predict the final actual charge amount at the beginning of the transaction. The actual amount will be adjusted after settlement (with overcharges refunded and undercharges supplemented).